Fund your Education with NBS loan facility

Prepared with your mind, funds and freedom, the future is yours.

Ready, Set, Fund Your Education

Worried about how to pay the high fees for your dream PGDM / MBA programme? Don't let money stand in the way of focussing on your studies.

Welcome to Narayana Business School with the highest return on investment.

We have a dedicated team to help you, avail your Education loan from nationalised banks at minimum cost & without any hassle at your door step.

One of the most post popular courses of the 21st Century, the PGDM / MBA is a favoured choice for many. Finance, Consultancy, Marketing, Banking and Information Technology are among the specializations offered. Myriad job options, illustrious futures and heavy pay-packets lie ahead. If you have the capability and cleared admission, don't let financial issues become a thorn in your path. Money from wealthy parents is not necessary, depending on the few and far-between scholarships is not a must, Bank Loans can give you the self-satisfaction of independence and your desired career.

The first step is to assess the loan requirement. You should consider the Tuition Costs, Residential Costs (if you will be living separate from your parents) and prepare for any unexpected costs.

Bank Loans for under Rs. 4 Lac do not require security deposits/margins, from Rs. 4 Lac to Rs. 7.5 Lac a third party guarantee (signature from parent/uncle/aunt/relative) is required and for education loans above Rs. 7.5 Lac collateral would be required.

Generally, for studies within India, Rs. 10 Lac is the maximum education loan amount, however it may vary from bank to bank. Both Nationalized and Private Banks offer educational loans but Indian Nationality is a must for both.

Points to consider while selecting a bank for an education loan:

  • Tenure - How much time will you be given to repay the loan? Estimate your ability to pay the required amount at the required times.
  • Interest Rates - How much interest will be charged on your loan? Will it be calculated as Simple Interest or Compound Interest? Will it be fixed interest or floating interest i.e. will the interest amount change according to the market trends or will it remain constant throughout?
  • Down payment - How much money needs to be paid at the time of receiving the loan?
  • Loan Charges - Each Bank charges a certain fees or 'processing amount' for giving the loan
  • Collaterals or guarantees required.
  • Maximum repayment time - Repayment usually starts 6 months to 1 year after the completion of the course, however maximum time for repayment of the loan is generally 5 to 7 years.
  • Pre-Payment Charges - If you repay the loan earlier will any charges be applied?
  • Loan Availability - How soon would you receive the money from the loan?

Education Loans require a fair amount of paperwork, so it's important to keep your papers in order.

Documents required for education loans are:

  1. Proof of admission to the course
  2. Mark sheet of last qualifying examination
  3. Schedule of expenses for the course
  4. Statement of Bank account for the last six months of borrower
  5. Income tax assessment order not more than 2 years old (yours or parents)
  6. Brief statement of assets and liabilities of borrower.
  7. If you are not an existing bank customer you would also need to establish your identity and give proof of residence.

Other specific requirements are asked by the individual banks.

Prepared with your mind, funds and freedom, the future is yours. Ready, Set, Go for Admission Today!
News and Events
    July 2017
    • Orientation Week
    • Day 1:
      • Workshop on "Leadership Skills", by Director NBS
      • Workshop on Importance of Kinesics
    • Day 2:
      • Ice Breaker Session
      • Case study : Key Management Aspects
      • Workshop: “Discovering Individual strength”
      • Team building Activity.
    • Day 3:
      • Theatre-Based Management Games
      • Vision Exercise
      • Lecture on ”Effective Time Management”
      • Workshop on Action Planning and Goal Setting
    • Day 4:
      • Workshop How to Choose Career!!
      • Dementia Test
      • Lecture on Basic Management Terms
    • Day 5:
      • Lecture on Success and Life
      • Workshop for Meditation and Increasing concentration
      • Workshop for conscious selection of thoughts for success
    • Day 6:
      • Lecture on Steps to Overcome Failure
      • Meet and Greet with Alumni Members

    August 2017
    • Internship Experience Sharing
    • Workshop on "Smart Student" as we believe in "Smart Work"
    • Alumni Ted Talks
    • Grand Welcome to 2017 MBA & PGDM students through Fresher’s Party - The Rolling Stones organized at Cyclone R3 Mall-The Disc 31st Aug'17
    • Internship Presentation

    September 2017
    • Inter College Youth Festival
    • University Youth Festival

    October 2017
    • Ted Talks
    • Pre-placement Preparations week
    • Campus Placement begins for MBA 2016-2018 batch
      • Brands coming in for Campus Placement: Citi Bank, Yes Bank, IndusInd Bank, Kotak Bank, Vodafone International, HDFC, AU Finance, JARO Education, Berger paints, Airtel, NJ Wealth, S&P Global, XL Dynamics, Paper Chase Accountancy, Pi Square, Navratna Developers, Magnanimous Infra, Decathlone, Gateway TechnoLabs, Apt Business Services, RBSA Advisors and many more still coming...

    November 2017
    • Colours of Youth
    • Inter College Cultural Festival
    • "Movie Analysis" - the shot-by-shot analysis to understand the management lessons behind the same

    December 2017
    • Knowledge Fest 2017
    • SPSS Workshop

    January 2018
    • Business Baazigar Competition “Creating Entrepreneurs”
    • "Book Review" - for display of student's own ideas on different Management topics

    February 2018
    • Industrial Visit at “Simero Ceramics” | Live Industry Experience
    • College Picnic
    • College Culfest - "Indradhanush-2018"
    • Live project on Travel and Tourism Fair - 2018 based on planning and organizing concept

    March 2018
    • Narayana Premier League: Inter Class Cricket Tournament
    • Campus Training Program for Summer Internships
    • Summer Internship Interviews Scheduled at NBS campus from 15th Mar - 30th March'18
    • Narayana Business School has been awarded as "BEST MANAGEMENT INSTITUTE IN AHMEDABAD (GUJARAT)" by India Today in World Education Summit & Awards 2018, recognizing it's outstanding services and contribution to the education sector in India.
    • Corporate Interface for developing Practical Skills through Live Internship Program (April 2018- June 2018)